CPA-led financial due diligence for buyers of $500K to $5M businesses. We verify what the business really earns, what you should really pay, and how the deal should be structured, before you sign anything you can’t unwind.
Due diligence lives before and during the deal, when you can still re-trade the price or walk away.
Seller financials are built to sell the business, not to inform the buyer. Add-backs get generous, owner expenses hide in the P&L, and revenue gets counted when it’s convenient. Financial due diligence is how you separate the story from the numbers, while you still have leverage.
We verify adjusted EBITDA: real earnings minus the surprises. Every add-back tested, owner expenses isolated, one-time items stripped out. You negotiate from the true number, not the broker's.
We tie out the balance sheet, the P&L, and actual cash to prove the earnings are real. If reported revenue never hit the bank, you'll know before the wire goes out.
How much cash the business needs to run, and what to peg at close, so day one doesn't start with a hole the model never showed.
Structure the buy to save tax at close and going forward, including the purchase price allocation that drives your first-year write-offs.
Not under LOI yet? Send us a target and we'll run a deal screen plus a 30-minute consult, and tell you what we see. Free, no obligation.
Recommendations for the accounting setup you'll need on day one, so diligence findings become your opening balance sheet instead of a report in a drawer.
A 30-minute consult plus a first pass on the deal book. We flag obvious problems before you commit to a price.
We pressure-test the numbers behind the LOI so price, structure, and contingencies protect you, not the seller.
QoE Lite, proof of cash, and working capital review on a fixed fee and a fixed timeline, matched to your closing date.
A written report plus a working session on what to do with it: re-trade, restructure, or walk with confidence.
Not under LOI yet? Send us a target and we’ll run a Pre-LOI deal screen plus a 30-minute consult, and tell you what we see.
Pick the one piece your deal actually needs. Each is a standalone engagement.
Everything in Single Services in one engagement, plus a full Quality of Earnings and post-close financial architecture.
*Final fee depends on deal size and complexity; fixed before the engagement starts. Full scope details on the QoE Lite page.
Financial due diligence is the process of independently verifying a target business’s financial claims before you buy it: earnings quality, cash flow, working capital, debt, and tax exposure. It answers one question: is the business you’re about to buy the business you were shown?
Traditional Quality of Earnings reports run $25,000 to $80,000 because they’re priced for $20M+ enterprise deals. Our due diligence services are fixed-fee and right-sized for sub-$5M deals; see the QoE Lite page for current packages.
For most deals under $5M, a right-sized QoE covers what actually matters: adjusted EBITDA verification, proof of cash, and working capital. A full-scope report makes sense for larger deals, complex revenue recognition, or when a lender requires it. We’ll tell you which you need on the first call.
Before the LOI if possible. Once the LOI is signed you’ve committed to a price and structure that’s harder to unwind. The pre-LOI window is where diligence findings translate directly into negotiating leverage.
Yes. Most of our buyers use SBA 7(a) loans. We know what lenders look for, and our reports are built to hold up in underwriting as well as negotiation.
Book a free 30-minute consult with CPA Darin Pierson. Bring the deal book; we’ll tell you what diligence the deal actually needs.
